Deal has ended, view more bank account bonuses by clicking here.
Update 9/8/23: Deal is back for 2023. Reader Jay Z got tickets to the game against the commanders on 12/17/23.
Offer at a glance
- Maximum bonus amount:Â $50 + two LA ram tickets
- Availability:Â Looks to be nationwide, might have to join surfrider foundation or friends of hobbs
- Direct deposit required:Â Yes, $500+
- Additional requirements:Â None
- Hard/soft pull:Â Soft pull
- ChexSystems: Yes, mixed data points on being sensitive
- Credit card funding:Â Can fund up to $2,000 with a Visa, Mastercard or Discover card ($2000 each for checking & savings account)
- Monthly fees:Â None
- Early account termination fee:Â Unknown
- Household limit:Â None listed
- U.S. Citizen/Resident:Â You must be a US citizen or permanent US resident to apply
- Expiration date:Â
December 31, 2022Dec 30, 2023
Contents
The Offer
- Unify Financial Credit Union is offering some bonuses when you open a new checking account:
- Open a new free checking or eChecking account and receive two LA rams home game tickets based on availability
- Receive a bonus of $50 when you establish a recurring ACH direct deposit of at least $500 aggregate each month
The Fine Print
- Offer expires December 31, 2022, is subject to change without notice and may end at any time. Tickets are provided on a first-come, first-served basis.
- We cannot honor requests for specific game dates.
- Eligible new account holders who open a qualifying new UNIFY checking account (excludes Right Start Checking) and have not had a UNIFY membership in the previous three years will receive two (2) Rams home game tickets, based on availability. Account holder will receive an email to the email on file with UNIFY to retrieve tickets electronically via Ticketmaster® or LA Rams app. Membership eligibility and account qualification requirements apply. Membership requirements include establishing a membership savings of at least
- $5. Minimum deposit of $25 required to open a checking account. Offer does not apply to subsequent or multiple checking accounts. Limit one offer per member. Limited ticket quantities available, while supplies last.
- Receive $50 bonus into your checking account by establishing a recurring ACH Direct Deposit of at least $500 aggregate each month.
- New Direct Deposit must be established and posted within 90 days of account opening, and bonus will be paid in the statement cycle following verification of satisfying the Direct Deposit requirement.
- Limit one Direct Deposit bonus per primary member (or per account).
- Account must be in good standing to receive any bonus.
- Account holder responsible for all applicable taxes.
- UNIFY employees, volunteers and family members not eligible. Not valid with any other offers and subject to change at any time.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
The free checking account has no monthly fees to worry about,as long as you opt-in to e-statements after setting up online banking.
Early Account Termination Fee
I wasn’t able to find a fee schedule so I’m unsure if there is any early account termination fee or not.
Our Verdict
These tickets can be very profitable for resale. Not as good as the previous $100 + two free tickets. Looks like this is nationwide at the moment, but I wouldn’t be surprised if location specific language is added soon.
Hat tip to reader Vanson
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
5 dollar fee for inactive accounts beginning 5/1/24. This was noted on my April statement
Any reports on a 1099 coming in the mail?
I can’t find one in online banking. I didn’t get any interest, only the tickets. If no 1099, how exactly are people reporting their tickets?
9/18 – Applied
9/19 – Account approved, opened with $4000 CC funding
Moved some money out of account to other primary accounts (that have higher interest rates)
10/5 – $510 Deposit from North Lane. Processed as “Paycheck”
10/31 – $2 Paper statement fee (forgot to set to estatements)
11/29 – $50 bonus deposited
A word of warning to those that want to shift money out of the account (like I did) to basically pay off the CC funding with the money itself, Unify seems to be more picky about transfers. They have put each transfer under review, and called me each time. The transfers still processed and I still got the bonus, so apparently I didn’t say anything too alarming, but they didn’t seem to like my money moving.
$501 Chase worked as Direct Deposit
DEC 1 2023
Deposit NewCheck_****
$50.00
can you email me a referral bonus? [email protected]. email me first if you need my information.
Another DP that Fidelity CMA works to trigger the bonus.
10/1 – Account opened
11/9 – Fidelity push
12/1 – Bonus posted
Fidelity CMA also worked for me in November
Credit Card funding just dropped to $100. One day ago it was $4,000. Bummer.
Wise worked to satisfy the DD requirement
Access Denied, you are not authorized to access this page after click the link above. Anyone has this issue, how to solve it? Thank you!
I’m guessing the promo ended early….
William Charles expired
This now has a monthly fee if you do not use the debit card 8 times, have e-Statements, and login to online banking at least once per month.
“$20 monthly account fee applies if account requirements are not met each month. Requirements include logging into FREE eBanking at least once a month, conducting eight transactions (point-of-sale or signature-based) using your Debit Card per month, and being signed up for eStatements.”
It says in the fine print that you need to open up an account with a debit card to get the offer
all checking accounts come with a free debit card. The “Free checking” Avi is talking about is actually a free account with no fees.
10/3 account open $4,000 funding Chase Ink Unlim from WA. Chex pull, was 3/1 month, 6/2, 6/3.
10/4 two tickets received via email, decent section, $531 after fees on stubhub IF they sell
10/10 $500 Discover transfer, no dice
10/13 CC funding available for transfer
10/17 applied for a CD for some more of that sweet CC funding, DENIED chex. was 9/1 month, 12/2, 12/3
10/31 Real $500 DD
11/1 $50 Bonus
Will keep around for future CC account funding if chex count drops