[VA & NC only] 1st Advantage Federal Credit Union $100 Checking Bonus

Offer at a glance

• Maximum bonus amount: $100
• Availability: select counties and cities of VA and two counties of NC
• Direct deposit required: Yes, no minimum
• Additional requirements: See below
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: $5
• Early account termination fee: 90 days, $15
• Household limit: None
• Expiration date: None listed

The Offer

Direct link to offer

• 1st Advantage Federal Credit Union is offering a $100 checking bonus when you complete the following requirements within 60 days of account opening :
  • Receive a recurring direct deposit
  • Sign up for eStatements

The Fine Print

• One monthly recurring direct deposit required and sign up for e-Statements required within 60 days of account opening.
• The accounts must remain open and in good standing for 90 days.
• If new account is closed within first 90 days, there is a $15 early closing fee.
• Account will be reviewed once during a 60-90 day period to qualify for incentive.
• Incentive will be credited to the checking account 60-90 days after opening.
• This is a limited time offer and 1st Advantage reserves the right to cancel the promotion without notice.
• 1st Advantage colleagues are not eligible.
• Direct Deposit: A qualifying Direct Deposit is an electronic credit of your salary, pension, Social Security or other regular monthly income deposited to your account by your employer or an outside agency.
• Transfers from one account to another or deposits made at a banking location or ATM do not qualify as a Direct Deposit.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has a $5 monthly fee that cannot be avoided.

Early Account Termination Fee

If new account is closed within first 90 days, there is a $15 early closing fee

Our Verdict

Not really worth it with the $5 monthly fee that can’t be waived.

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