[WA, ID] Numerica Credit Union $300 Checking Bonus, Direct Deposit Not Required

Update 2/7/26: Bonus increased to $300. Hat tip to ShawntheShawn

Offer at a glance

• Maximum bonus amount: $200
• Availability:
  • I live, work, or worship in Washington state.
  • I live, work, or worship in North Idaho.
  • I’m related to or live with someone who is eligible.
• Direct deposit required: Yes, no minimum mentioned. Says recurring deposit rather than direct deposit
• Additional requirements: Use promo code
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: Yes, $500+
• Monthly fees:
• Early account termination fee:
• Household limit:
• Expiration date:

The Offer

Direct link to offer

• Numerica Credit Union is offering a $300 bonus when you open a new checking account and complete the following requirements:
  • Use promo code MACQ0125
  • Set up a recurring monthly deposit within 30 days of account opening

The Fine Print

• *To receive the $200 bonus, you must:
  • (a) Open a Bonus Checking account by Dec. 31, 2024, using promo code MACQ0624.
  • (b) Set up a recurring deposit to your new Bonus Checking account within 30 days of account opening.
• The second instance of your recurring deposit activates the bonus. A $200 deposit will be made to your Bonus Checking account the day following the second deposit. Existing Numerica members do not qualify for the $200 bonus. You must qualify for membership. Limit one $200 bonus per individual (based on Social Security Number).
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find any early closure fee in the fee schedule.

Our Verdict

Looks like opening out of state does work, unclear if the bonus will pay out. Worth doing as no direct deposit is required, I suspect this will be shut down quickly if out of state does work though.

Hat tip to ShawntheShawn

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