Deal has ended, view more bank account bonuses by clicking here.
Offer at a glance
- Maximum bonus amount:Â $200
- Availability:
- I live, work, or worship in Washington state.
- I live, work, or worship in North Idaho.
- I’m related to or live with someone who is eligible.
- Direct deposit required: Yes, no minimum mentioned. Says recurring deposit rather than direct deposit
- Additional requirements: Use promo code
- Hard/soft pull: Soft pull
- ChexSystems:Â Unknown
- Credit card funding: Yes, $500+
- Monthly fees:
- Early account termination fee:
- Household limit:
- Expiration date:
Contents
The Offer
- Numerica Credit Union is offering a $200 bonus when you open a new checking account and complete the following requirements:
- Use promo code MACQ0624
- Set up a recurring monthly deposit within 30 days of account opening
The Fine Print
- *To receive the $200 bonus, you must:
- (a) Open a Bonus Checking account by Dec. 31, 2024, using promo code MACQ0624.
- (b) Set up a recurring deposit to your new Bonus Checking account within 30 days of account opening.
- The second instance of your recurring deposit activates the bonus. A $200 deposit will be made to your Bonus Checking account the day following the second deposit. Existing Numerica members do not qualify for the $200 bonus. You must qualify for membership. Limit one $200 bonus per individual (based on Social Security Number).
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find any early closure fee in the fee schedule.
Our Verdict
Looks like opening out of state does work, unclear if the bonus will pay out. Worth doing as no direct deposit is required, I suspect this will be shut down quickly if out of state does work though.
Hat tip to ShawntheShawn
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
2 ACHs from Ally worked. Bonus posted same day the transfers cleared.
Bit of a pain to get the money out. I had to call in to enable external transfers, even after adding my account via Plaid online.
Link doesn’t work
Offer expired
CC funding worked. Wells Fargo push seems to not trigger bonus, but Venmo does.
9/4: Account opened
9/27: Bonus Posted
Very quick and pretty easy one…
OOS (in Oregon near WA border), I chose “Worship” in WA option.
funded $500 w/ Chase Freedom, coded as purchase
2x <$100 deposits pushed from Schwab brokerage a few days apart.
$200 paid out same day as 2nd deposit.
drained most of balance with bill pays and will keep open for a while.
one negative is I did have to talk to human to finalize setup. slightly awkward convo… her: “why do you want this account since you are so far from our branches?” Me: ” I want to earn interest on my checking and I do all my banking on line anyway” Thankfully rep did not ask about high number of inquires/accounts.
CC funding did not work online but called in and agent helped me. Funded $500 with Ink Unlimited and coded as purchase.
***** Be Careful ******
The account number displayed at application portal is *not* the same as the account# needed for directed deposit. Please review through “Direct deposit form” section of your online banking.
Set up weekly recurring ACH transfer.
8/31 first deposit
9/6 second deposit
9/6 $200 bonus posted
Where did your ACH come from?
DP
8/29, opened by selecting work in WA (true) funded $500 with Chase CC
9/5 Chase ACH push $28
9/5 Chase ACH push $32
9/6 $200 promo received
Super easy, and didn’t even have to pay the $5 membership fee most CU have you do.
OOS DP – applied online and got a phone call a few days later verifying that I was aware they don’t have any local branches in my area. Not asked for relatives info.
Checked my status a few days after that and was approved, no proactive approval email was sent so be sure to check your application status.