Deal has expired, click here for the best current checking bonuses.
Update 06/18/18: Link is working again after not working for a few weeks. Keep in mind the minimum debit card amount must be at least $1. Hat tip to MtM for making us aware of the offering being back.
Update 02/05/18: Bonus is back, this time with different targeted areas. Via justinsidebieber
Offer at a glance
- Maximum bonus amount:Â $200
- Availability:Â Enter zip code to see eligibility (Austin, TX; Charleston, SC; Charlottesville, VA; Columbia, SC; Columbus, GA; El Paso, TX-NM, Fresno-Visalia, CA; Ft. Myers-Naples, FL; Greensboro, NC; Greenville, SC-NC; Harlingen, TX; Houston, TX; Idaho Falls, ID; Las Vegas, NV; Reno, NV; Roanoke-Lynchburg, VA; Savannah, GA; Tampa, FL; Tucson (Sierra Vista), AZ; West Palm Beach, FL)
- Direct deposit required:Â None
- Additional requirements:Â Debit purchases, see below
- Hard/soft pull:Â Soft
- ChexSystems: Mixed reports, likely doesn’t pull
- Credit card funding:Â Can fund up to $50 online
- Monthly fees:Â $10, waivableÂ
- Early account termination fee:Â None
- Household limit:Â None
- Expiration date:Â
November 22, 2017June 29th, 2018
Contents
The Offer
- Receive a sign up bonus of $200 when you open a new Everyday checking account with Wells Fago and make 10 debit card purchases/payment of at least $1 each month for the 3 consecutive months
To fulfill the qualification, you must make 10 debit transactions within 30 days of account opening, another 10 during days 31-60 from account opening, and another 10 from days 61-90 from account opening.
Geographic Eligibility
Enter your zip code to check eligibility.
The following areas are eligible: Austin, TX; Charleston, SC; Charlottesville, VA; Columbia, SC; Columbus, GA; El Paso, TX-NM, Fresno-Visalia, CA; Ft. Myers-Naples, FL; Greensboro, NC; Greenville, SC-NC; Harlingen, TX; Houston, TX; Idaho Falls, ID; Las Vegas, NV; Reno, NV; Roanoke-Lynchburg, VA; Savannah, GA; Tampa, FL; Tucson (Sierra Vista), AZ; West Palm Beach, FL
The Fine Print
- Not eligible for bonus if you are: 1) a current owner on a Wells Fargo consumer checking account; 2) a Wells Fargo team member; 3) a recipient of a consumer checking bonus in the past 12 months (limit 1 bonus per customer)
- All consumer checking accounts except Teen Checking are eligible for the $200 bonus when opened in a branch. Everyday Checking is the only eligible account for the offer when opened online.
- Bonus available in-branch or online
- Initial deposit of $25 required during account opening
- Transactions at an ATM or purchases/payments made using your checking account number and routing transit number through the Automated Clearing House (ACH) do not count as a debit card purchase/payment
- Offer cannot be  paid without providing a valid (W-9) and U.S. taxpayer ID number
- Offer can not be combined with any other consumer deposit offer
- Bonus will post to your new checking account within 45 days after eligibility and qualifications have been met
- You are responsible for any federal, state, or local taxes due on your bonus and we will report as income to the tax authorities as required
Avoiding Fees
Monthly Fee
The Everyday Checking account comes with a $10 monthly fee. Get the fee waived with one of the following:
- 10 debit card purchases and/or payments each statement cycle from this checking account, OR
- Direct deposits totaling $500 or more each statement cycle, OR
- Maintain a $1,500 minimum daily balance, OR
- Link checking account to a Wells Fargo Campus ATM or Campus Debit Card
If you have a Wells mortgage, you might be able to get a higher-level account with no fees.
Early Account Termination Fee
There is no early account termination fee.
Our Verdict
If you’re interested in this offer, I’d jump on now as last time we posted a public $200 bonus Wells Fargo quickly pulled the offer. They have offered bonuses of $250 and $300 in the past though. We’ll add this to our list of Best State-Specific Bank Bonuses.
This was my third attempt at getting a WF (personal) bonus and I finally got one.
06/18/2018 Opened Account
07/11/2018 10 $1 Amazon debits
08/01/2018 10 $1 Amazon debits
09/04/2018 10 $1 Amazon debits
12/14: No bonus. Sent SM saying I met the terms. They asked what the terms were. I copied the ones here. They said “because you haven’t received a credit for the promotion, I escalated your inquiry for further research.
You’ll receive a response by U.S. mail within 14 business days.”
Lo and behold, 12/21 $200 bonus posts!
Does anyone happen to have the screenshot of this February $200 no DD offer Terms and conditions? I was rejected the $200 bonus because they say the debit card transactions should be in-person swipe the card, amazon reloads do not count. I am gonna CFPB them. I have been fighting for the bonus since June and have spent n hours, n>10.
Here is an image of the bonus requirements I got after signing up for an account:
imgur.com/a/OHJqZi6
I am having issues getting the bonus as well. I messaged them through the secure message and was told to send them a W-9 form. I went ahead and did that and waited a month, still nothing. Messaged them back and was told they never received it and would send me out another one to mail again. Never received the second form and was told to call them.
Called them today and was forwarded to some supervisor who told me he couldn’t find anything about the offer. I still had my application reference number but I guess they couldn’t do anything about it. He submitted some form that was going to check if the bonus was met and was told it would take up to 14 days for them to review it and if I met the requirements they would put it in my account.
Now this is where I’m at so I guess i’ll update in 2 weeks to see what happens.
Just to follow up here. I was awarded the $200 bonus on 12/07. I honestly didn’t expect it to happen but thankfully it did.
What did you use for your DD?
Came for bad DPs, not seeing many so I’ll share.
Opened 2/28, no bonus has posted.
I had 10 transactions most likely in statement windows, not the 45. I’m guessing may be the culprit. I DMed to start triage. I’ll update once I have good news.
I was just told that there back office is being inundated with questions on the 30 vs 45 days as well as numerous inquiries asking why they haven’t got the bonus.They should do the right thing and pay out for all assuming you met the requirements using either interpretation as the terms are confusing. Sounds like the 45 days was not specified in the original offer when it came out and this was added later when the offer was renewed, but someone can correct me if I’m wrong.
As noted below by some posters that actual terms say:
For 3 consecutive months, make a minimum of 10 posted purchases/payments per month, of at least $1 each, with your new Wells Fargo Debit Card.
-10 posted debit card purchases/payments within first 45 days from account open
-10 additional posted debit card purchases/payments within the next 30 days
-10 additional posted debit card purchases/payments within the last 30 days
my banker said the 2nd period starts on day 46 , not day 30. Can someone confirm whether that was right? This is what I did but it meant I did not have 10 debit transactions posted during the 2nd statement month.
My terms for account opened before 6/30 say:
For 3 consecutive months, make a minimum of 10 posted purchases/payments per month, of at least $1 each, with your new Wells Fargo Debit Card.
10 posted debit card purchases/payments within first 30 days from account open
10 additional posted debit card purchases/payments within the next 31-60 days from account open
10 additional posted debit card purchases/payments within the next 61-90 days from account open
The deal seems back and is available at more places:
William Charles
https://www.wellsfargo.com/jump/checking/july-prospect-iboffer/
Just SMed Customer Service, keeping my friendly and unassuming tone. They came back to me with terms that said 10 debit card payments x 3 months within 105 days AND $500 DD x 3 consecutive months within 150 days. I took screen shots/PDFs of the offer, and it makes no reference to the DD. Following up now, but may be worthwhile for others to follow up, given how many of us fulfilled the requirements in April, May, and June and several comments below say they have not received the bonus.
DP #1
5/11 Account opened, funded with $50 Citi DC
5/24 $1,500 transfered from another bank account to keep fee free
5/21-6/4 10 Comcast payments >$1 (actually 11, did extra as I noticed one posted as “RECURRING PAYMENT” and didn’t want to risk it)
6/27-6/29 6 Comcast payments >$1, all posted as “RECURRING PAYMENT” so decided to change strategy (see below)
7/2-7/5 10 Square cash payments >$1
7/27-7/31 10 Square cash payments >$1
8/8 $200 “Promotion Bonus” posted
DP #2
5/11 Opened account, funded $50 with Citi DC
5/24 Deposited $1,500 to keep account fee from (ACH push from another bank)
5/21-6/4 11 Comcast payments >$1 (see DP#1, same thing happened re “RECURRING PAYMENT”)
6/27-6/29 6 Comcast payments >$1, all posted as “RECURRING PAYMENT” so changed strategy
7/2-7/5 10 Square cash payments >$1
7/27-7/31 10 Square cash payments >$1
8/8 $200 “Promotion Bonus” posted
Questions:
1. How long are people waiting to close account?
2. How do you close the account? Does secure message work, or do you have to call?
They denied my bonus. Said my prior account bonus posted on 3/27/17 and I signed up for this account 3/5/2018.
Offer is back with new targeted area and new deadline. Requirements has changed as well
Old Link appears to be expired?
Is there a new link? I can’t get it to show
though 2/28/2019
https://bonusoffer.wf.com/bonusoffer
New targeted area
Dallas, TX Phoenix, AZ Orlando, FL
how long is it taking ppl to get paid on this promotion? I opened account 4/20 and already completed requirements. thanks
I opened my account on 5/3… I haven’t got anything yet