Wells Fargo has launched a new credit card called the ‘Wells Fargo Attune World Elite Mastercard‘. Card details are as follows:
- $100 sign up bonus after $500 in spend within the first three months
- For a limited time, Wells Fargo will also make a donation of $50 to national non-profit organization Capital Link for each cardholder who qualifies for the welcome bonus.
- No annual fee
- Card earns at the following rates:
- Earn 4% cash rewards on fitness and wellness, like gym memberships, exercise classes, salons and spas
- Earn 4% cash rewards on select sports, recreation, and entertainment including live shows and sporting events, gardening and floral stores, as well as pet supplies, boarding and grooming
- Earn 4% cash rewards on purchases like public transit, EV charging stations, and select thrift stores
- Earn 1% on other purchases
Our Verdict
Bit of a boring card/bonus but might be some limited use for the 4% cards.
the fact that these “points” combine with the autograph cards for transfer partners even the no annual fee one is what makes this card stand out, also the lot of categories that only the citi strata is going to be competing with in the near future but as rotating not all at once…
Wells Fargo needs to make this card consistent so it doesn’t end up in a sock drawer. The same plant nursery that coded as 4% couple months ago, was 1% this time. Nobody wants to put a large purchase on a card and get sandbagged. Fortunately, this was a small purchase.
It has worked consistently for nail salons and chewy. It worked for Ikon. But I’ll be more nervous to use the card in the future if I can’t even count on the same merchant coding properly.
hi
William Charles is there any way we could have a post dedicated to datapoints on this card? I just got it with decent credit line and 12 months interest free. That allows for some experimentation because the float effectively increases the cash back rate. I heard Ikon pass counts for 4%. If people would post specifically what does and doesn’t get them 4% it could be useful (with merchant, how it coded, what was purchased).
I think this thread is probably the best place for it currently, not a hugely popular card to be honest.
All right. I have it now and will experiment with it. Epic or Ikon pass is a significant annual expense for some people. If we had an organized list of successful 4% items, the card could become more valuable to more people. I will do my part by being a guinea pig. Thanks for the response, it’s appreciated.
I’m happy to keep this updated with datapoints, but generally doesn’t make sense to have a dedicated page unless it’s a super popular card in my experience.
Sounds good. Mixed so far.
Payment toward purchasing a hot tub and med spa payments did not give 4%
OTOH ski lesson coded for 4%
More DPs:
NO 4% back on veterinary services
YES 4% back on Chewy and soil at the local nursery
Local nursery is a great one for landscaping a rental property so was happy to see that
Ikon pass 4%
NO 4% for acupuncture session
YES 4% for gratuity at Thai massage place
4% back on manicure. wish it covered a few more of the above but It’ll be a useful enough card for me
Has anybody confirmed that the 4% bookstore category applies to Amazon? I’ll be the data point if I need to but curious if anybody knows
If i have this card and has 3% FTF fee i still use it just to get the exchange of points and transfer to one of the airlines that CC autograph has so its still pay 3% FTF and get the 3% back for the points so still win win for me.
Not sure what you need to get approved for this card… with a debt to credit ratio of under 10% and debt to income ratio of under 0.5% I got rejected, And not that it would matter since it’s not Chase, at 3/24.
WF is a weird lender. Kinda like Cap1. Abstract denial reasons that don’t make sense such as too much debt on credit cards but what they actually mean is something like either too much available credit or not enough credit used. You can have 850 scores and get denied for their cards as many people I know have been and myself included being 840 in the past. They seem to like two type of people ones that have been with them for quite some time and other cards are easy to get approved for after or ones that carry balances and not a ton of credit. Just my 2 cents will not waste a HP on this card as likely would be a denial due to too much available credit although only carry any given time few hundred in balance across approx 1 mill in available credit. Not all lenders are for everyone unfortunately but with a strong profile many other lenders will gladly take you.
I got insta approved for a pretty big credit limit given my current income. I suspect the ease was due to taking advantage of the Premier checking bonus last year and holding significant assets at Wellstrade. The $2500 bonus was also very appreciated so I decided to stick around for a while. They also let me keep money in wmpxx, which is not available at many brokerages.
Current credit score 825 but I do expect that will drop as I load up the 0% interest credit line.
Not boring for anyone that has Pets! Almost nothing out there in the Pet category.
Not boring for struggling local dog rescues, or anyone that likes to get massages or haircuts or goto sauna at a spa.
Not boring for anyone with kids that play sports and need expensive sports equipment they grow out of in a year!
Does anyone know if the pet category also cover veterinary expenses?
yes and for those who love snow, Epic and Ikon passes can be substantial expense, especially if they pay for a whole family.
Does anyone know if the 1/6 rule for Wells Fargo includes business cards? I just got the signify a month ago and am considering this card.
Same. Just got the Signify card earlier this week and considering another WF personal card.
I just got Autograph Journey. If cashback from this card is transferable to Autograph, I’m in. A lot of useful categories with unlimited 4x!
Earn 4% cash rewards on purchases like public transit, EV charging stations, and select thrift stores
Once you collect every card under the sun you could basically get 3-5% on everything with no AF cards
if robinhood actually comes out with the gold card, then you would get 3% everywhere as a baseline. Better to get 5% cards and buy visa gift cards to use for everything else that you can’t get 5% on (including purchase fee it comes to 4% back everywhere that accepts prepaid gc)
I can’t find MCC for EV charging stations and for Gyms.
Also it’s not clear what “Other Miscellaneous Services” under pet care is.