The Bank of America Cash Rewards card allows you to choose one of 6 categories which earns 3% back on purchases up to $2,500 per quarter. The six categories are: gas, online shopping, dining, travel, drug stores, or home improvement and furnishings. It’s especially interesting since relationship customers get as much as 5.25% back due to the 75% rewards boost.
A lot of people have asked about which online merchants are included in the Online Shopping category. Most regular online retailers should work, e.g. Amazon.com, Walmart.com, Newegg.com, etc., but we won’t know for certain until we hear actual reports on the ground.
Please contribute any data points you have in the comments below. Feel free to add any data points about the other categories as well, but the online shopping category will be the primary focus here.
You can follow along the comments to see what works, or you can use the Comments Search Bar (found direct above the comments) to look up a particular website. I’ll also incorporate any data points found in the comments here into our Payments Workshop which tracks such information across many cards and programs.
I made a purchase from CardCash using my CCR MC through PP and it qualified for the higher “online” CB rate. Note that I’ve previously tried this without PP and it did not count here: #1533709 .
Rover (dog walking/sitting) counted as online shopping.
I made a purchase on the Pepper app using my CCR MC and it qualified for the higher “online” CB rate.
Purchasing a Panera eGC on Panera’s website using my CCR Visa qualified for the higher “online” CB rate.
I mistakenly used my Visa instead of MC so I unwittingly ended up disproving what
Yawgoog wrote here: #1911837 .
This is in line with what I reported for my CCR MC here: #1846014 .
I paid my rent through AppFolio using my CCR MC and it qualified for the higher “online” CB rate.
Customized Cash Rewards Visa
Counted for 3% online shopping:
Bitdefender.com
RUNA NETWORK INC. (gc purchased directly from TCB) qualified for the higher “online” CB rate using my CCR MC. Previously, I reported in this post that WEGIFT USA INC. (the gc provider that TCB used to use) DID NOT qualify for the higher “online” CB rate.
This is the 1st time that I’d used Runa since
sg77 alerted me to this here: #1878642 .
Online Shopping bonus confirmed for:
1) Tesla subscription services (i.e., Premium Connectivity)
2) Tesla feature upgrade (Full Self Driving, $2K in my case)
I funded Coastal CU using my CCR MC and it qualified for the higher “online” CB rate.
I made a purchase from Giftcardsaving and it DID NOT count for the higher “online” CB rate on my CCR MC.