Which Online Retailers Earn 3x with Bank of America Cash Rewards?

The Bank of America Cash Rewards card allows you to choose one of 6 categories which earns 3% back on purchases up to $2,500 per quarter. The six categories are: gas, online shopping, dining, travel, drug stores, or home improvement and furnishings. It’s especially interesting since relationship customers get as much as 5.25% back due to the 75% rewards boost.

A lot of people have asked about which online merchants are included in the Online Shopping category. Most regular online retailers should work, e.g. Amazon.com, Walmart.com, Newegg.com, etc., but we won’t know for certain until we hear actual reports on the ground.

Please contribute any data points you have in the comments below. Feel free to add any data points about the other categories as well, but the online shopping category will be the primary focus here.

You can follow along the comments to see what works, or you can use the Comments Search Bar (found direct above the comments) to look up a particular website. I’ll also incorporate any data points found in the comments here into our Payments Workshop which tracks such information across many cards and programs.

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Eric 🔗
Eric 🔗 (@guest_2020685)
March 11, 2025 12:35

I made a purchase from CardCash using my CCR MC through PP and it qualified for the higher “online” CB rate. Note that I’ve previously tried this without PP and it did not count here: #1533709 .

JStote
JStote (@guest_2016261)
March 4, 2025 12:58

Rover (dog walking/sitting) counted as online shopping.

Eric 🔗
Eric 🔗 (@guest_2016069)
March 4, 2025 07:23

I made a purchase on the Pepper app using my CCR MC and it qualified for the higher “online” CB rate.

Eric 🔗
Eric 🔗 (@guest_2011149)
February 24, 2025 15:28

Purchasing a Panera eGC on Panera’s website using my CCR Visa qualified for the higher “online” CB rate.

I mistakenly used my Visa instead of MC so I unwittingly ended up disproving what Yawgoog wrote here: #1911837 .

This is in line with what I reported for my CCR MC here: #1846014 .

Eric 🔗
Eric 🔗 (@guest_1971914)
December 18, 2024 11:35

I paid my rent through AppFolio using my CCR MC and it qualified for the higher “online” CB rate.

Yawgoog
Yawgoog (@guest_1968774)
December 12, 2024 14:31

Customized Cash Rewards Visa

Counted for 3% online shopping:
Bitdefender.com

Eric 🔗
Eric 🔗 (@guest_1960019)
November 27, 2024 08:12

RUNA NETWORK INC. (gc purchased directly from TCB) qualified for the higher “online” CB rate using my CCR MC. Previously, I reported in this post that WEGIFT USA INC. (the gc provider that TCB used to use) DID NOT qualify for the higher “online” CB rate.

This is the 1st time that I’d used Runa since sg77 alerted me to this here: #1878642 .

OP
OP (@guest_1938901)
October 26, 2024 12:17

Online Shopping bonus confirmed for:
1) Tesla subscription services (i.e., Premium Connectivity)
2) Tesla feature upgrade (Full Self Driving, $2K in my case)

Eric 🔗
Eric 🔗 (@guest_1929118)
October 9, 2024 17:42

I funded Coastal CU using my CCR MC and it qualified for the higher “online” CB rate.

Eric 🔗
Eric 🔗 (@guest_1927977)
October 8, 2024 08:42

I made a purchase from Giftcardsaving and it DID NOT count for the higher “online” CB rate on my CCR MC.