Update 1/2/22: Down to 3% now
Offer at a glance
- Interest Rate:Â 4% APY
- Minimum Balance:Â $1,000
- Maximum Balance:Â $15,000
- Availability:Â Seems to be in branch only. All branches locations are in WY & NE
- Direct deposit required:Â Yes
- Additional requirements:Â See below
- Hard/soft pull:Â Unknown
- ChexSystems: Unknown
- Credit card funding:Â Unknown, unlikely due to in branch
- Monthly fees:Â None
- Insured: NCUA
The Offer
- Meridian Trust Federal Credit Union is offering a 4% APY on balances up to $15,000 on their max rewards checking account when you complete the following requirements:
- Keep a $1,000 minimum balance in your checking account
- Make a minimum of 10 debit card purchases of $5 or more posted to your account during the month
- Sign up for eStatements
- Set up one monthly direct deposit
Avoiding Fees
This account has no monthly fees to worry about
Our Verdict
They also have a referral bonus for $25. Feel free to share your referral information in the comments, please make sure to also share your experiences with this bank otherwise we will delete your referral information. Seems like a good deal if it’s a soft pull as well. I’ll add this to the best high interest accounts page.
Rate is now 4% on $25,000
You can use my name (Jason C Anderson) for a referral. Here is a comment from a rep from a live chat on how to compete the referral bonus: “They will have to let us know when they get their deposit so we can give you both credit.” No code to use, just give them my name. My experiences with Meridian have been great, decent auto loan rates, friendly in branch, and as long as you can meet the requirements for the max rewards checking, its excellent, especially with no monthly fees.
I reside in Texas and I’m only interested in the interest income. Do I have a chance of becoming a member after using your referral?
Hi Wesley,
Im honestly not sure. It wasn’t a hard pull when I opened the account so I don’t think there is anything to lose. Might give em a call on Monday.
were you successful in applying?
Thank you for your referral, I will try to apply for checking
I used your referral to open an account. Unfortunately, there were multiple matches for the the name and they asked for some more specific info to narrow the correct referral. If you are comfortable to share any (city, etc), please do or you can email me – [email protected]