[YMMV] American Express Business Gold: 200,000 Points Offer via Referral Links

Update 10/21/24: This is reliably showing via referral links again (at least for me). We’ve created a dedicated thread to share your referrals in (click here) do not share your referrals in the comments below.

The Offer

Check AmEx referral links to see if you can get this offer to show:

  • American Express is offering 200,000 points after $15,000 in spend on the American Express Business Gold card.

The card also has a 0% intro APR for 6 months.

 

Card Details

  • $375 annual fee, not waived first year.
  • $240 flexible business credit. Up to $20 in statement credits each month after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores
  • $12.95 monthly Walmart+ credit.
  • Card earns 4x points on the two categories your business spends the most each billing cycle, from the following list (up to $150,000 in combined purchases each calendar year):
    • Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
    • Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S
    • U.S. purchases at restaurants
    • U.S. purchases for advertising in select media
    • U.S. purchases at gas stations
    • U.S. computer hardware, software, and cloud computing purchases made directly from select providers
  • 3x points on AmEx Travel

Our Verdict

This is an amazing offer if you can get it to show. People are talking about certain referral links being 200k, but in reality I think it might depend more on the user who use opens the link (depending on location, etc).

No referral links or sharing in the comments below.

Hat tip to reader Jess and to DDG

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215 Comments
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Andrew
Andrew (@guest_1966820)
December 9, 2024 12:37

My wife and I both keep getting pop-up jail telling us we aren’t eligible for the sign-up bonus given our card history (number of cards, accounts opened and closed, etc.)

Funny because we each have 2 Business Platinum cards and keep getting Amex mailers for 150-175k signup bonuses for more business platinum cards AND our online accounts show us being preapproved for 75k-125k for business gold cards.

Saabfan
Saabfan (@guest_1964530)
December 5, 2024 12:14

Do you get the points for a balance transfer or spend ONLY?

Morris
Morris (@guest_1964975)
December 5, 2024 20:25

spend only

John
John (@guest_1962862)
December 2, 2024 14:12

P2’s referral link only shows max 175k for me (varies between 100k/150k/175k). Seems to be specific to the referee link? P2 only has personal gold/plat. I do see it via other links and via google searches.

Elizabeth
Elizabeth (@guest_1962820)
December 2, 2024 13:04

I keep getting pop up jail for the 200k offer but recently got a targeted email for 125k. Thinking about pulling the plug even if it’s not optimal because I have some holiday spend coming up…

bosox
bosox (@guest_1964243)
December 4, 2024 23:16

my p2 got puj for the 200k offer, but was approved using a different referral link with a 175k offer

cameron
cameron (@guest_1961271)
November 28, 2024 23:37

if youre into cash you can transfer the 200,000 to aeroplan and buy $1450 of prepaid mastercard.

cameron
cameron (@guest_1962429)
December 1, 2024 15:11

ok last post on this. Further research shows me the best cash out option is
200,000 points —> $2,000 home depot gift card —> $1680 cardcash or $1720 amazon cardcash

cameron
cameron (@guest_1960968)
November 28, 2024 13:31

guess theres no way to offset the $375 like the personal cards?

cameron
cameron (@guest_1960982)
November 28, 2024 14:00

edit: guess theres no way to offset the $375 

Valhalla7
Valhalla7 (@guest_1972863)
December 19, 2024 21:17

$240 Office supply store credit gets you part of the way there

Josh
Josh (@guest_1957157)
November 22, 2024 14:59

And crap…are there any 175k or 200k links still around or did I wait too long?

Bulba
Bulba (@guest_1957320)
November 22, 2024 18:33

Just opened the google link in incognito – still shows 200k points + 0%

Josh
Josh (@guest_1957360)
November 22, 2024 20:05

Just searching Amex biz gold in Incog? Tried that and actually saw 100k MR

But thanks – will try again

Bulba
Bulba (@guest_1958016)
November 24, 2024 02:20

Try like 10-20 times. Search Amex biz gold in regular window, and then right click the actual link in incognito mode

Stevenson
Stevenson (@guest_1959766)
November 26, 2024 20:02

i have

GoldB
GoldB (@guest_1956140)
November 21, 2024 09:06

Is anyone worried about using some of these 200k links? I read that some of them are doctored/edited to get you 200k but Amex could come back and close your account later if they think you signed up for a card that you weren’t targeted for. Just curious

Bulba
Bulba (@guest_1957124)
November 22, 2024 14:15

I used the direct link from Google search. It’s targeted based on your location, browser, etc. If you can open it and see 200k promo, then you’re targeted.

JoeKnowMe
JoeKnowMe (@guest_1949532)
November 12, 2024 09:35

Still getting emails…not referrals. States deal is good until 1/10/2025. 200,000 with 15k spend in 3 month period.

k1ng
k1ng (@guest_1941258)
October 30, 2024 17:34

seems like the 200k offer is dead? none of the links work even in incognito. the amex platinum 250k worked for me though.

Bulba
Bulba (@guest_1950642)
November 13, 2024 16:35

if you google “Amex biz gold”, 1st direct amex link shows 175k, 2nd direct amex link (different site design) shows 200k bonus (both need to be open in incognito)
Both showing PUJ for me

Bulba
Bulba (@guest_1951592)
November 14, 2024 17:09

Was able to bypass PUJ and got approved for 200k+0% today. CSR was able to confirm and see the offer attached to my new credit card.

Churnelius Caesar
Churnelius Caesar (@guest_1955872)
November 20, 2024 19:33

How did you bypass PUJ?

Bulba
Bulba (@guest_1956574)
November 21, 2024 18:55

(<-) button. I believe people here don’t like talking about this method.

Jake
Jake (@guest_1957108)
November 22, 2024 13:51

As someone in PUJ and eager to get this SUB, can you share more on this method please!

Bulba
Bulba (@guest_1957116)
November 22, 2024 14:08

“B@ck butt0n trick”. Don’t want to get banned here. You can Google it and just read what people say on Reddit. So far seems like it works 10/10 if you do the steps right.

You’re basically getting “pending review” status for your application and then CSR approves it manually with promo attached.

Jake
Jake (@guest_1957120)
November 22, 2024 14:13

Thanks for the quick reply and helpful insight!

HH
HH (@guest_1958748)
November 25, 2024 13:04

Any idea how long it takes after saying 7-14 days until approval? The suggested time?

Bulba
Bulba (@guest_1959153)
November 26, 2024 02:43
  HH

You gotta call right after you see “pending” status for your app. If no issues, you should get approval from CSR right away.

HH
HH (@guest_1959189)
November 26, 2024 06:10

Ah, I applied on the weekend and the status had changed to “Provide Additional Information” or some variant thereof, and the CSR said I wasn’t eligible for the bonus.

That being said, it could have been for the “first” application and the the “second”? How does everyone figure out the correct application reference number?

Bulba
Bulba (@guest_1963426)
December 3, 2024 14:52
  HH

You should get 2 apps:
App #1: where you get PUJ
App #2: where you get “Pending” status.

You should get an email for App #2 that your app was canceled since you already have app #1 in progress.
You call AMEX and ask them to cancel app #1 instead and go and approve app #2 (where you did not get PUJ).

They should read you T&C including bonus rules before you confirm to approve it. They will not see 0% APR until you get the account (card) #.

The correct application reference number should be in the email for the canceled app (app #2).

HH
HH (@guest_1963434)
December 3, 2024 15:02

Oh man, I owe you one! Thanks a million for this! It worked.

Bulba
Bulba (@guest_1963966)
December 4, 2024 15:04
  HH

No worries! Glad it worked for you!

Eric D
Eric D (@guest_1967549)
December 10, 2024 17:33
  HH

HH Have you received the card and confirmed the SUB?

Eric D
Eric D (@guest_1967547)
December 10, 2024 17:32

Bulba Could not find the Reddit discussion about it. Everybody got confirmed that the original SUB is attached to the card after it’s received?
When the CSR read the T&C, it actually mentioned that if you had this card before, etc. You may not eligible for the SUB and you will receive a letter about it.

Bulba
Bulba (@guest_1969613)
December 13, 2024 17:03

0% APR would usually indicate that you have the promotion attached.
But I also recently confirmed my progress via chat and was told that I have 200k promo I’m working on
Also confirmed that purchases made by employee accounts are going towards the min spend