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The Offer
Check your email for the following offer on any one of your Chase Business Cards:
- Business bonus days are here! Earn up to 15,000 bonus points. Activate to earn an extra 5,000 bonus points for every $5,000 you spend — up to 15,000 bonus points — on all business purchases made with your Chase business card between May 1, 2023 and July 31, 2023.
- There’s another version of this offer for 15,000 points with $15,000 spend which can be done three times for a total 45,000 points.
The Fine Print
- To be eligible for this bonus offer, you must activate by 07/31/23 11:59 p.m. E.T.
- You will qualify for and receive your bonus if you make Purchases with your credit card that total an amount at or above the specified target amount during the promotional period.
- Purchases posted to your account with a transaction date during the offer period are eligible for this offer. Delays by the merchant, such as shipping, could extend the transaction date beyond the offer period.
- Please allow up to 8 weeks after qualifying for bonus points to post to your account. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.)
- Bonus can be earned 3 times during the promotional period for a total maximum bonus point
accumulation of 15,000 bonus points. - To qualify for this bonus offer, account must be open and not in default at the time of fulfillment.
- This promotional offer is non-transferable and applies only to the account ending in the last 4 digits referenced in this offer.
Our Verdict
This offer was sent out via email on the INK cards and various other cards. If you are eligible, I assume it would show at the Chase MyBonus catch-all page as well. If my memory serves right, in the past these offers are sent out in batches, and it’s possible more people will still be targeted.
This can be a nice way to spruce up earnings for heavy spenders. You can even do something like pay taxes with the card and knock out the spend with three $5,000 transactions. (I’m not sure if a single $15k transaction would work.) On the INK Unlimited card it’s like earning 2.5x points per dollar. On the INK Cash card it’s like earning 2x per dollar.
Hat tip to reader Gerald and S.
Will I still get these offers if I am applying for the card now? Double dip on SUB and these offers??
Thanks for the offer, but if I’m spending $5k on anything, I’m signing up for a new account bonus with that spend. Maybe this is more geared towards people that can’t get approved for new cards?
It’s probably geared towards “normal” business owners and not us degenerate churners/point chasers. If you’re going to spend it anyway might as well get the extra point per dollar.
0/3
Nothing on CIC, tried United Biz and Southwest Biz and nothing on those either.
0/2 on CIC and CIU
Got offer on my INK Preferred but not any of my other INK cards.
Got the “5k bonus points for every $5k spend, can do 3 times” offer on 2 of 3 Inks. Unfortunately didn’t get it on my second Ink Cash which has the 0% APR, that would have been useful. If used on office supply category, this is basically an extra point on top of the Ink Cash 5x, so 6x at office supply stores. Pretty good, but I don’t think I can easily liquidate $5k of Visa GCs, 25 cards is a lot for me. Non category spend is 2 points per $1 with the offer.
Ink Unlimited is typically 1.5 points per dollar, this bonus raises it up to 2.5 points per dollar, no categories needed. This looks pretty good as well, might be worth doing a bank account/CD opening, so $5k gets 12,500 points. Then again, $5k of spend usually gets a lot more with a SUB on a new card. Some interesting options here.
Yeah liquidating Visas is tough for me too these days. I can do it but have to do one at a time which is a PITA!
I also don’t like to float that much on the Visa/MC gift cards, as I can’t liquidate quickly and interest rates present a real opportunity cost. There is also a risk of the GC getting drained if you don’t use them soon after activation. Never happened with Visa GC (thankfully) but did run into it with the old US bank MC, which took forever to get funds back.
1/4 – Only on my IHG Business Card.
The 3 with no offer were all Ink cards.
Got the 5K/$5K offer on Southwest Performance Business. Going to pass on using that but I appreciate Chase throwing me a bone to consider it.
1/2 on Inks. For once, I didn’t get a rock!