A reader reports having been approved for the new Chase INK Preferred 100,000 bonus, despite being over the typical 5/24 approval limit. There are some other reports, data points, and discussions about this as well in the blogosphere.
We’ve written about similar phenomena with regards to prior increased Chase INK offers and the Sapphire Preferred offer. Dansdeals suggests that the easiest approvals often align with thee start or end of a new best ever offer. More generally, it might also be part of any special or increased offer, with Chase making a push for approvals on a particular card.
YMMV. Certainly many will still get hit by the 5/24 denial. And yet it seems there is some chance. Someone who doesn’t care much about the hard pull can easily lob in an application.
Update 7/14/23: MEAB mentions a few interesting exceptions to the 5/24 rule, possibly the reports of approvals are all falling within these guidelines:
- Ink Preferred online applications with offers of 90,000 points or more bypass 5/24 if you’ve got a good relationship with Chase but aren’t above 8/24
- Ink Preferred in-branch applications bypass 5/24 if you’ve got a good relationship with Chase
- Ink Preferred mailers sent via USPS with a promotion code bypass 5/24 consistently
